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Privacy Policy

ReverseReach by Nationwide Equities Corporation

Last updated November 5, 2026.

Current feature status: The automatic saved-progress feature in section 4 and the contact-linked public-page visit history in section 5 are planned and are not enabled for real visitors. The interactive partner-draft preview uses sample data in memory and does not submit its form entries, save prospect records, track visitors for this feature, or send reminders. Existing account, contact, and scenario-submission functions are separate from that demonstration.

1. Who we are and what this policy covers

Nationwide Equities Corporation ("Nationwide Equities," "we," "us," or "our") operates ReverseReach. This policy explains information practices for the ReverseReach website, its business-partner contact and account workflows, scenario-review requests, and related support.

This is a ReverseReach-specific companion to Nationwide Equities' corporate Privacy Policy and California Consumer Privacy Act Statement. It does not replace financial privacy notices, loan disclosures, or separate agreements provided for a particular product or relationship. A request for a scenario review or a partner account is not, by itself, a mortgage application or an approved partnership.

2. Information you provide

The information involved depends on the feature you choose to use:

  • Business inquiries and partner registration: name, company, business address, phone number, email address, and whether you are currently working on a reverse-mortgage opportunity.
  • Accounts: account email, authentication information, confirmation and password-recovery activity, and account status. Passwords belong only in designated authentication fields, never in a business-contact form or message.
  • Partner applications: organization details, professional identifiers such as an organization NMLS number when requested, application revisions, review status, and responses to requested corrections. Signature information is handled separately within an enabled agreement workflow. A placeholder agreement or test signature does not create a real partner agreement.
  • Submitted scenario reviews: contact details, selected contact permissions, and the scenario information you intentionally submit, such as borrower age, property state and value, mortgage balance, and the requested illustration or goal.
  • Support and Champ: questions or other information you choose to send through a support or chat feature.

Only provide information you are entitled to share. Do not enter Social Security numbers, payment-card or bank-account details, passwords, authentication codes, or private borrower documents into general business-contact fields or Champ. Use an appropriate secure workflow when Nationwide Equities specifically requests sensitive information.

3. Existing website functions and technical information

Calculating an illustration does not, by itself, submit its inputs for review. If you choose to submit a scenario, the separate submission form identifies the information and contact permissions being sent. Submitted requests are saved for Nationwide Equities review.

Account and website functions use browser storage or cookies to maintain sign-in, remember applicable interface or access settings, and support the chat experience. Champ can keep conversation history in the current browser tab's session storage. When you ask Champ a question, it is sent to the website service and may be processed by an AI service provider to select relevant approved answers. Do not treat chat as a confidential loan-application channel.

Our website and supporting providers process technical information needed to deliver and protect the service. Security controls may process an IP address and derive an abuse-prevention identifier from it. Application security records include event information, such as the type of action, time, and outcome. Those controls are separate from the proposed prospect visit history described below; a restriction on raw IP addresses in a prospect dashboard does not mean that the hosting or security infrastructure never processes an IP address.

4. Planned saved progress and unfinished-form follow-up

This section describes a planned feature that is currently off. It does not describe current collection from the demonstration.

When enabled, a visible notice on the partner-registration form will explain that identifying business-contact details may be saved after you finish editing a business-contact field, before you select a final submit button. The draft may contain your name, company, business address, phone, email, and whether you are working on a reverse-mortgage opportunity. A draft can be saved even if no email address has been entered.

The purpose is to preserve unfinished progress and help Nationwide Equities follow up on an incomplete partner inquiry. Draft saving will not capture passwords, signatures, authentication codes or tokens, calculator inputs, borrower financial information, or the contents of a separate partner or loan application.

After 24 hours without activity, the planned workflow will notify Nationwide Equities administrators, account managers, and executive reviewers. Those authorized roles will be able to review the available draft through an internal view. A person with more than one of these roles receives one notification, not duplicates. Internal notification emails will contain a reference, time, and protected review link rather than the complete draft.

If the draft includes a valid-format email address, the workflow will also send one unfinished-form reminder to that address. Email verification is not required before that reminder, and valid format does not establish who owns the address. The reminder will not contain the saved form details or provide access to a draft merely because someone knows the email address. Its link returns to the ordinary partner form; resuming saved details requires the appropriate browser context or a separately authorized recovery process.

Resuming, completing, or discarding the draft before a send attempt begins will cancel pending reminders. A message already being sent cannot be recalled. This is not a recurring reminder campaign. Saving a draft or receiving a reminder does not create an account, approve a partnership, or enroll the recipient in unrelated marketing. The reminder will provide a way to stop further draft-reminder messages to the address without exposing a saved draft.

5. Website analytics and planned public-page visit history

Website analytics: When Nationwide Equities turns on website visit counting, public pages record the page path, time, device type, referring website domain and any campaign source tag, together with a random identifier for the browser tab and a random browser identifier kept in your browser's local storage. The browser identifier is created at random; it is not created by fingerprinting your device and an IP address is not used as an identity. Visits from excluded office networks and signed-in team members are not counted. The browser identifier is used to count unique, new and returning browsers in aggregate reports, and it is not linked by Nationwide Equities to inquiries, contact details, accounts or partner applications.

A browser is treated as returning while it visits at least once every 90 days; after 90 days without a visit, your browser replaces the identifier the next time it visits. On the server, a browser recognition record becomes eligible for deletion 90 days after its last visit, and detailed visit records become eligible for deletion 90 days after they are created. Eligible records are removed during routine maintenance, which currently runs when later visits are recorded; deletion can therefore happen later than 90 days, for example while visit counting is turned off or no visits occur. Daily totals are kept long-term. To support accurate reporting over longer date ranges, Nationwide Equities also keeps a minimal record of which coded (hashed) browser identifiers visited on each day, and whether a new recognition period began that day, with no automatic expiry. That record does not contain page paths, IP addresses or contact details. Coded identifiers are pseudonymous: they are not names or contact details, but pseudonymous data may in some circumstances be associated with an individual when combined with other information. Counts describe browsers, not people: clearing site data, private browsing, or using several browsers or devices produces separate identifiers. You can block or clear local storage in your browser settings to prevent or reset the browser identifier.

When enabled, the feature will use a first-party, randomly assigned browser identifier to record approved public-page paths and visit times. The record can be associated with business-contact details supplied from that browser so Nationwide Equities can understand the context of a partner inquiry.

The identifier describes a browser, not a verified person. A shared computer may be used by several people. The feature will not infer that activity across devices belongs to one person and will not record browsing on unrelated websites.

This visit history will exclude URL query strings and fragments, referring URLs, authentication and sensitive application pages, calculator inputs, borrower information, passwords, signatures, and authentication tokens. Raw IP addresses will not appear in the prospect dashboard. The prospect identifier will not be created by fingerprinting the device or by treating an IP address as a person's identity.

The planned shared-browser control will clear the connection between that browser and the draft and begin a fresh identifier. It will not erase a separately submitted request, registered account, or an existing application.

6. How information is used and disclosed

We use the information relevant to a workflow to respond to inquiries, maintain accounts, review partner requests and intentionally submitted scenarios, communicate about those requests, provide support, and protect and administer the website. The proposed draft and visit information is for unfinished-form assistance and Nationwide Equities' partner follow-up.

Information may be available to Nationwide Equities personnel responsible for the relevant workflow and to providers that support functions such as hosting, authentication, data storage, email delivery, security, and AI-assisted FAQ matching. A separate mortgage transaction may involve lenders, affiliates, and other recipients as explained in the notices for that transaction. Information may also be disclosed when required or permitted by law, including to respond to valid legal process or protect against fraud and security threats.

Nationwide Equities' corporate policy states that it does not sell personal or financial information. The proposed draft and visit-history feature does not include third-party advertising profiles or cross-site behavioral advertising. A privacy notice is not permission to make unrelated marketing calls or send unrelated marketing messages. Separate contact choices and legal requirements still apply.

7. Retention

The planned retention period for the new unfinished partner-registration drafts is 30 days after the last activity. Website analytics retention is described in section 5: detailed visit records and browser recognition records become eligible for deletion after 90 days and are removed during later maintenance (not guaranteed on day 90); daily totals and the minimal coded browser-per-day record have no automatic expiry. The draft rule is the intended rule for a feature that is not yet enabled, not a statement that automatic production deletion is currently running or that every record associated with Nationwide Equities is deleted after 30 days.

Submitted inquiries and scenarios, registered accounts, partner-application versions, security and audit records, suppression records, and records subject to legal preservation requirements are separate categories. Their retention depends on their purpose and applicable recordkeeping requirements. Deleting browser storage does not delete information already sent to Nationwide Equities. You may contact us about a particular record or request deletion where available under applicable law.

8. Your choices and privacy requests

You may choose not to provide optional information. Information identified as required may be needed to complete the particular request. You can use your browser's controls to manage cookies and stored website data; disabling or clearing them may sign you out or affect features. This is not a substitute for a request to delete server-side records.

For information you submit for a scenario review, the contact choices on that form govern the requested review. You may contact us to correct contact details or change a contact preference. Follow the stop-message instructions provided with an unfinished-form reminder if you did not intend to receive it.

Depending on where you live, the law that applies, and the information involved, you may have rights to know or access personal information, receive a copy, correct inaccuracies, request deletion, or opt out of certain uses or disclosures. Some laws also provide rights concerning targeted advertising, sale or sharing, sensitive information, appeals, and freedom from unlawful discrimination for exercising privacy rights. Financial-services information may be subject to specific rules or exemptions; those do not necessarily cover every website visitor or business contact.

To ask about your rights or make a request, use the contact details below. We may need information reasonably necessary to identify the relevant records and verify a request where verification is appropriate. Do not send a password or full identity-document number in an initial email. Nationwide Equities' corporate California notice contains additional information for California residents.

9. Security, other websites, and children

We use access controls and other measures intended to protect information handled by the site. No website, transmission, or storage method can be guaranteed free of risk. Protect your account, sign out on shared devices, and report suspected account misuse promptly.

Links to other websites may take you to services with their own privacy practices. Review their policies before submitting information. ReverseReach's partner tools are intended for adults acting in a business capacity, not for children. If you believe a child has supplied personal information through the site, contact us.

10. Changes and contact

We may update this policy as the website or its information practices change and will identify the updated date on this page. Material changes may require additional notice or choices before they take effect. Publication of this policy does not activate the planned saved-progress or public-page history features.

Privacy questions and requests:

Nationwide Equities Corporation, Compliance Department Email: compliance@nwecorp.com Phone: 866-312-4370 Mail: 225 Brae Blvd., Suite 202, Park Ridge, NJ 07656

For ReverseReach account or site assistance: ReverseReach@nwecorp.com or 866-340-6717.